Commercial Mortgages Sheffield
Broomhill Sheffield suburban parade with landmark building

Commercial Mortgages Broomhill and Crookes

Broomhill and Crookes (S10) carry one of Sheffield's busiest healthcare and university-flank corridors, the Royal Hallamshire Hospital and Sheffield Children's Hospital cluster on Glossop Road, the University of Sheffield main campus runs along Western Bank, and the Broomhill shops and Crookes Road parades anchor the suburban retail end. We arrange semi-commercial shop-with-flat on Broomhill parade, dental and primary-care freehold across the hospital catchment, owner-occupier on Crookes Road and student-HMO semi-commercial across the S10 corridor.

7 active commercial property listings currently tracked in Broomhill and Crookes.

The Broomhill and Crookes commercial property market

Broomhill (S10) sits west of the Sheffield CBD along Glossop Road, with the Royal Hallamshire Hospital and Sheffield Children's Hospital cluster driving healthcare-adjacent commercial demand. Private clinics, dental and allied-health practices radiate out from the hospital footprint. The University of Sheffield Western Bank campus sits immediately adjacent, with student-let semi-commercial and HMO stock running through the Crookes Road, Northumberland Road and Crookesmoor catchment.

Commercial mortgage flow splits three ways. Healthcare and clinics route through Shawbrook, Cambridge & Counties, Allica and Hampshire Trust Bank, each with a dedicated healthcare programme. Broomhill shop-with-flat and Crookes Road parade semi-commercial routes through InterBay Commercial, Together, Hampshire Trust Bank and Aldermore at 75% LTV. Student-let HMO and semi-commercial routes through the same specialist semi-commercial desks plus Shawbrook on HMO block.

HM Land Registry residential transactions across S10 reflect strong professional-occupier and student-rental demand, with median values supporting AST income on student-let semi-commercial and HMO stock. Used as a market-temperature signal they confirm Broomhill and Crookes continue to absorb supply at strong yields. The Royal Hallamshire and University of Sheffield catchments combined cover around 30,000 students plus NHS staff. Stamp duty applies at the commercial rates on every freehold commercial purchase.

Recent commercial planning activity in Broomhill and Crookes (S10)

Two live applications anchor the current S10 pipeline. The Royal Hallamshire Hospital private healthcare facility file (Ref 25/01345/FUL) on Glossop Road covers a new private healthcare facility adjacent to the Royal Hallamshire Hospital and the University of Sheffield medical school cluster, exactly the kind of healthcare freehold we route through owner-occupier mortgage on EBITDA at 70 to 75% LTV. The Fulwood Road file (Ref 25/03478/FUL) on the S10 western fringe covers change of use of a vacant retail unit to mixed Class E F&B with two flats above, the canonical Crookes / Fulwood semi-commercial refurb-to-term archetype. Stamp duty applies at the commercial rates on each acquisition, refinancing is unaffected.

Active commercial property types in Broomhill and Crookes

Broomhill shop-with-flat

Classic S10 semi-commercial archetype.

£300K-£800K facility

Hospital-adjacent private clinic

Owner-occupier healthcare around Royal Hallamshire.

£1M-£4M

GP and dental freehold

Owner-occupier healthcare around the S10 catchment.

£500K-£2M

Crookes Road parade

Independent retail with AST flat above.

£250K-£700K

Student-HMO semi-commercial

Shop + flat with student AST upstairs.

£250K-£800K

University of Sheffield-adjacent retail

Small-cap commercial investment.

£300K-£900K

Commercial mortgage products active in Broomhill and Crookes

Semi-commercial via semi-commercial mortgage. Healthcare and clinic freehold via owner-occupier mortgage on EBITDA cover. Student-HMO via portfolio refinance or single-asset semi-commercial. Refinancing maturing facilities is the largest single 2026 use case.

Owner-occupier

Businesses buying their trading premises, EBITDA cover at 1.3-1.5x, LTV to 75% on bricks.

Commercial investment

Let assets, ICR at 140-160% stressed, LTV typically 65-75%.

Semi-commercial

Shop+flat archetypes, blended ICR ~145%, LTVs to 75% via specialists.

Bridge-to-let

Vacant or value-add acquisitions with refurb / re-let exit onto term mortgage.

Refinancing

Maturing facilities, equity release on stabilised commercial assets, rate-driven switches.

Lender appetite for Broomhill healthcare and student-belt semi-commercial

Healthcare strong via Shawbrook, Cambridge & Counties, Allica and Hampshire Trust Bank, each with a dedicated clinic and primary-care programme. Semi-commercial via InterBay Commercial, Together, Hampshire Trust Bank and Aldermore at 75% LTV. HMO block via Shawbrook, InterBay Commercial and Together. Yorkshire Building Society / YBS Commercial active on Sheffield-native mid-market. Commercial mortgages are unregulated lending and fall outside the FCA's regulated mortgage perimeter, we do not hold FCA authorisation because the products we arrange are unregulated.

Property types we finance in Broomhill and Crookes

Asset classes most active in Broomhill and Crookes, each linked to the dedicated finance structure, lender appetite and typical terms for that property type.

Broomhill and Crookes sold-price data

Live HM Land Registry transaction data for the Broomhill and Crookes local authority area. Use this as market evidence when appraising your scheme or testing GDV assumptions.

Median price

£202K

-3.8% YoY

Transactions (12m)

4,194

Completed sales

New-build share

0.2%

7 new-build sales

New-build premium

+24.1%

vs existing stock

Median price by property type

Detached

£360K

Semi-detached

£215K

Terraced

£182K

Flat / Apartment

£137K

Recent transactions

DatePostcodeAddressTypePrice
27 Feb 2026S6 3RX212, HOWARD ROADTerraced£210K
26 Feb 2026S6 4GN4, DYKES HALL ROADTerraced£165K
24 Feb 2026S11 7GB60, BLAIR ATHOL ROADTerraced£358K
23 Feb 2026S20 8GW35, OXCLOSE PARK RISETerraced£125K
23 Feb 2026S20 4SU26, GARTRICE GARDENSTerraced£180K
20 Feb 2026S10 1QH20, MOORSYDE AVENUETerraced£315K
20 Feb 2026S6 1SG20, BICKERTON ROADTerraced£182K
20 Feb 2026S12 2QDAPARTMENT 4, HOLLINSEND CORNER, 781, GLEFlat / Apartment£134K

Source: HM Land Registry Price Paid Data, Sheffield LPA. Updated 27 Apr 2026.

Broomhill and Crookes commercial mortgage FAQs

Up to 75% LTV via InterBay Commercial, Together or Hampshire Trust Bank. Blended ICR around 145% on combined commercial rent and AST income.
Yes via owner-occupier mortgage with Shawbrook, Cambridge & Counties or Allica. Sector-specialist underwriting on partnership or LLP accounts. Typical 70 to 75% LTV at 6.0 to 7.5% pa. The Royal Hallamshire and Sheffield Children's Hospital catchment is one of the deepest healthcare freehold markets in Sheffield.
InterBay Commercial, Together, Hampshire Trust Bank and Aldermore at 75% LTV on shop-with-flat archetypes. Blended ICR around 145% on combined commercial rent and student AST income. Article 4 directions apply in parts of S10, lenders factor that into AST underwriting.
Strong tenant covenant and stable demand from students and staff underwrites rental income on student-let semi-commercial stock along Crookes Road, Northumberland Road and the Crookesmoor parade. Around 30,000 students at the University of Sheffield plus the NHS staff catchment combine to underpin demand.

Buying or refinancing in Broomhill and Crookes?

Free-of-charge deal assessment. Indicative commercial mortgage terms within 48 hours.